Here are just some of the benefits that are included as standard at no additional cost:
24 Hour Premises Cover
Public Liability
Personal Accident
Night Fishing
Cover While You are Fishing Abroad
The Insurance Cover for Fishermen
It is surprising just how much is spent on fishing equipment, which is often acquired over a number of years. To find out just how much your fishing equipment would cost you to replace in the event it is stolen, we suggest you make a list of your gear and we are sure you will be surprised at just how much it would cost you to replace. Then, if you are happy with the cover provided, as detailed in the policy wording, you can apply online.
The following link provides the Options that available to you, with a brief summary of the benefits, limits and excesses that are applicable to each Option, together with the annual premiums. An Insurance Product Information Document (IPID) is also available for each Option summarising the main features of the benefits provided and any excesses that are applicable.
As previously pointed out, the full terms and conditions of the cover are available in the policy wording and it is important that you read this document carefully to ensure the cover provided meets your particular requirements.
Policy Options
| SCHEDULE OF BENEFITS | STANDARD Worldwide | BRONZE Worldwide | SILVER Worldwide | GOLD Worldwide | PLATINUM Worldwide | EXCESS |
|---|---|---|---|---|---|---|
| Public Liability | £5 million | £5 million | £5 million | £5 million | £5 million | Nil |
| Personal Accident – Death – Loss of Limb(s) eye(s) |
£2,500 | £5,000 | £7,500 | £10,000 | £12,500 | Nil |
| Reimbursement of Subscription and Paid fee | Nil | Nil | £250 | £500 | £750 | |
| Theft of or Accidental Damage to fishing Equipment | £2,000 | £4,000 | £8,000 | £12,000 | £16,000 | £100 |
| – Maximum Claim from a Shed | £1,500 | £3,000 | £6,000 | £9,000 | £12,000 | |
| – Bait Cover | £100 | £200 | £400 | £600 | £800 | |
| – Tackle Box and Contents | £200 | £400 | £800 | £1200 | £1600 | |
| Record Catch | £1,000 | £1,000 | £2,000 | £3,000 | £3,000 | Nil |
| ANNUAL PREMIUMS Including Insurance Premium Tax |
£79 | £99 | £199 | £299 | £399 | |
| MONTHLY PREMIUMS (Payable in 10 monthly instalments) |
£8.90 (APR: 23.2%) |
£10.90 (APR: 19.5%) |
£21.80 (APR: 14%) |
£32.75 (APR: 14%) |
£43.70 (APR: 14%) |
Annual premiums include Insurance Premium Tax.
Please see our Policy Wording for the full terms and conditions of the cover.
Sample Schedules
Click on one of the sample schedules below (with effect from February 2022) to see a list of benefits that you get with each policy and the amount of cover for each policy.
Insurance Product Information Document
Please see the Insurance Product Information Document below for the relevant option selected for policies arranged from March 2022: