Summary Of Benefits


Anglers First Insurance

INSURANCE COVER DESIGNED FOR FISHERMEN

A brief Summary of the extensive benefits provided is listed below


SCHEDULE OF BENEFITS STANDARD Worldwide BRONZE Worldwide SILVER Worldwide GOLD Worldwide PLATINUM Worldwide EXCESS
Public Liability £5 million £5 million £5 million £5 million £5 million Nil
Personal Accident
– Death
– Loss of Limb(s) eye(s)
£2,500 £5,000 £7,500 £10,000 £12,500 Nil
Reimbursement of Subscription and Paid fee Nil Nil £250 £500 £750  
Theft of or Accidental Damage to fishing Equipment £2,000 £4,000 £8,000 £12,000 £16,000 £50
– Maximum Claim from a Shed £1,500 £3,000 £6,000 £9,000 £12,000  
– Bait Cover £100 £200 £400 £600 £800  
– Bivvy and Tent £100 £200 £400 £600 £800  
Record Catch £1,000 £1,000 £2,000 £3,000 £3,000 Nil
ANNUAL PREMIUMS
Including Insurance Premium Tax
£75 £90 £180 £275 £360  
MONTHLY PREMIUMS
(Payable in 10 monthly instalments)
£8.50
(APR: 23.2%)
£10.00
(APR: 19.5%)
£19.31
(APR: 14%)
£29.50
(APR: 14%)
£38.62
(APR: 14%)
 

Annual premiums include Insurance Premium Tax. 

Please see our Policy Wording for the full terms and conditions of the cover.


Insurance Product Information Documents

Please see the Insurance Product Information Document below for the relevant option selected:


Fishing Equipment Insurance Options

Total amount insured:You have the choice of insuring your fishing equipment up to: 
 £2,000, £4,000, £8,000, £12,000 or £16,000. 
The sum insured you select will be specified on your Schedule.
Excess There is a standard excess of £50 in respect of each and every claim in respect of accidental damage, loss or theft of equipment.
LimitThe maximum amount payable in respect of a claim will be as shown on the Schedule, less any applicable policy excess.

A limit of £3000 will apply to any one item of fishing equipment, less any applicable policy excess.
Shed LimitClaims in respect of the theft of equipment from a locked shed are reduced to 75% of the equipment value, as specified on the Schedule.

Please note that when applying for cover, you will need to provide a list of any item(s) of your fishing equipment that costs £300 or over. In the event of a claim, a receipt or other proof of ownership as accepted by the insurer will be required for any item costing £300 or over. The overall sum insured you select must be sufficient to cover all your fishing equipment. The insurance covers angling equipment being rods, reels, tackle box, bait boats and contents, umbrellas, shelter, camp bed , trolley, clothing and wearing apparel, which is the property of and the legal responsibility of the Insured. There is a limit of £3000 for any one item.


Personal Liability

Limit of indemnity£5,000,000
Limit basisEach and every occurrence
Excess   Nil

Personal Accident

Section limitAs specified on your schedule up to £12,500
Insured personsthe insured person shown in the schedule
Operative time whilst fishing 
Fishing Club subscription As specified on your schedule up to £750