Summary Of Benefits
Anglers First Insurance
INSURANCE COVER DESIGNED FOR FISHERMEN
A brief Summary of the extensive benefits provided is listed below
|SCHEDULE OF BENEFITS||STANDARD Worldwide||BRONZE Worldwide||SILVER Worldwide||GOLD Worldwide||PLATINUM Worldwide||EXCESS|
|Public Liability||£5 million||£5 million||£5 million||£5 million||£5 million||Nil|
– Loss of Limb(s) eye(s)
|Reimbursement of Subscription and Paid fee||Nil||Nil||£250||£500||£750|
|Theft of or Accidental Damage to fishing Equipment||£2,000||£4,000||£8,000||£12,000||£16,000||£50|
|– Maximum Claim from a Shed||£1,500||£3,000||£6,000||£9,000||£12,000|
|– Bait Cover||£100||£200||£400||£600||£800|
|– Bivvy and Tent||£100||£200||£400||£600||£800|
Including Insurance Premium Tax
(Payable in 10 monthly instalments)
Annual premiums include Insurance Premium Tax.
Please see our Policy Wording for the full terms and conditions of the cover.
Insurance Product Information Documents
Please see the Insurance Product Information Document below for the relevant option selected:
Fishing Equipment Insurance Options
|Total amount insured:||You have the choice of insuring your fishing equipment up to: |
£2,000, £4,000, £8,000, £12,000 or £16,000.
The sum insured you select will be specified on your Schedule.
|Excess||There is a standard excess of £50 in respect of each and every claim in respect of accidental damage, loss or theft of equipment.|
|Limit||The maximum amount payable in respect of a claim will be as shown on the Schedule, less any applicable policy excess.|
A limit of £3000 will apply to any one item of fishing equipment, less any applicable policy excess.
|Shed Limit||Claims in respect of the theft of equipment from a locked shed are reduced to 75% of the equipment value, as specified on the Schedule.|
Please note that when applying for cover, you will need to provide a list of any item(s) of your fishing equipment that costs £300 or over. In the event of a claim, a receipt or other proof of ownership as accepted by the insurer will be required for any item costing £300 or over. The overall sum insured you select must be sufficient to cover all your fishing equipment. The insurance covers angling equipment being rods, reels, tackle box, bait boats and contents, umbrellas, shelter, camp bed , trolley, clothing and wearing apparel, which is the property of and the legal responsibility of the Insured. There is a limit of £3000 for any one item.
|Limit of indemnity||£5,000,000|
|Limit basis||Each and every occurrence|
|Section limit||As specified on your schedule up to £12,500|
|Insured persons||the insured person shown in the schedule|
|Operative time||whilst fishing|
|Fishing Club subscription||As specified on your schedule up to £750|